Best Mortgage Investment Corporations in Canada
We have reviews for the top mortgage investment corporations in Canada. Compare our client reviews to find the best mortgage investment corporation near you.
Mortgage Investment Corporation Reviews
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Find the Best Mortgage Investment Corporation in Canada
Mortgage investment corporations have a long history in Canada, and many people use them to reach their income goals without taking on property work. You get access to mortgages that are reviewed and managed by a licensed team, which keeps things organized and easy to follow. MIC investments offer steady returns and simple reporting. They are suitable for both new and experienced investors.
Each mortgage investment corporation in Canada works a little differently, so it helps to know what you want from the experience. Some focus on income, while others offer a simpler path for beginners. Use our reviews to compare the best Canadian mortgage investment corporations. Learn how each group handles its mortgages and see which approach fits your plans.
Canadian Mortgage Investment Corporations (MIC)
Find the best Canadian mortgage investment corporations.
British Columbia
Popular MIC options across major cities
Alberta
Known for steady mortgage demand
Ontario
Large market with many active MICs
Quebec
Growing interest in mortgage investing
Manitoba
Local MIC options with strong investor interest
Saskatchewan
Smaller markets with consistent mortgage activity
Top Mortgage Investment Corporations in Canada
According to recent reviews, Morrison Financial is the best mortgage investment corporation in Canada. They consistently earn positive reviews for their distributions, knowledgeable team, and long record in private mortgage lending. Advanced Mortgage Investment Corporation and Ginkgo Mortgage Investment Corporation are strong alternatives.
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1Morrison FinancialBest
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2Advanced Mortgage Investment CorporationTop 2
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3Ginkgo Mortgage Investment CorporationTop 3
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4HRU Mortgage Investment CorporationTop 5
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5Atrium Mortgage Investment CorporationTop 5
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6Kuber Mortgage Investment CorporationTop 10
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7Firm Capital Mortgage Investment CorporationTop 10
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8EquityLineTop 10
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9RiverRock Mortgage Investment CorporationTop 10
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10Brookstreet Mortgage Investment CorporationTop 10
Canada Mortgage Investment Corporation Reviews
Morrison Financial
Morrison Financial focuses on mortgage investment corporation opportunities that aim to generate steady income from real estate lending. Investors value the long history in the market and the disciplined approach to underwriting. The team works out of Toronto and keeps communication clear, so people know how their money is put to work.
Best of Morrison Financial
Morrison Financial offers access to a mortgage investment corporation that aims to deliver regular income from a pool of real estate loans. Investors appreciate how the structure spreads risk across many mortgages while still keeping the focus on disciplined lending.
Since 1987, the firm has worked in private real estate mortgage financing and understands how to evaluate security, borrowers, and markets. That experience helps investors feel more confident that each loan follows a careful process rather than a quick decision.
Investors like that redemptions remain available when they want to access their cash, subject to the usual conditions of a mortgage investment corporation. This balance between ongoing income and the ability to request funds gives people more comfort with a long term investment.
Morrison Financial Reviews
Clients look to Morrison Financial for the steady income they get from a mortgage investment corporation with a long run in the market. The funds keep paying without interruptions, and people like knowing redemptions stay open when they want their cash. That kind of reliability makes the whole relationship feel easy.
- Reliable income stream that continues without interruptions
- Open redemption options that help investors access cash when needed
- Investment still suits investors comfortable with real estate mortgage exposure
Staff describe simple things that matter day to day: a friendly office, room to manage their hours, and a place where the work feels safe to handle. The pace feels calm enough that people can focus on the lending side without pressure.
- Friendly office culture with a calm daily pace
- Flexible scheduling that lets staff manage their hours around workload
- Smaller team structure can mean fewer rapid promotion opportunities
(Based on investor & employee reviews)
Morrison Financial gets great reviews for their MIC investments. They know how to run a mortgage investment corporation with discipline. The fund history shows up in the way payments never hit a snag, and that detail gives clients real comfort. Inside, the workday feels relaxed and predictable. Employees enjoy the calm workplace environment.
Morrison Financial Photos
Advanced Mortgage Investment Corporation
Advanced Mortgage Investment Corporation offers a mortgage investment fund that works for everyday investors and planners. Based in Ottawa, the firm focuses on loans backed by real property and careful review. Many investors use registered plans, which can make the income feel more organised for long term goals.
Best of Advanced Mortgage Investment Corporation
Advanced MIC pools mortgage investments so investors can earn income from a range of secured loans. The approach puts clear guidelines around lending and keeps attention on preserving capital where possible.
Preferred shares can sit inside registered plans like RRSP or TFSA for eligible investors. This helps people match their mortgage exposure with long term savings and keep everything in one place.
Clients describe quick replies when they call or email the Ottawa office for updates on investments. The team keeps conversations calm and clear so people feel comfortable asking questions and checking how their money is working.
Advanced Mortgage Investment Corporation Reviews
Clients talk about Advanced MIC in a positive way. One person liked how quick the team was to answer and how every chat felt calm and respectful. It left them with the sense that they could reach out any time without feeling like a bother.
- Quick and respectful responses from the team
- Clients feel comfortable reaching out with questions any time
- Investment still suits people comfortable with mortgage based products
When people describe the workplace, they mention an Ottawa firm built around mortgage investments and the returns offered through registered plans. The company offers a decent workload and a team that keeps things efficient.
- Workload described as manageable for most staff
- Team approach that aims to keep operations efficient
- Focus on mortgage investments may limit variety in daily tasks
(Based on investor & employee reviews)
Advanced MIC focuses on mortgage investments and works with investors who use registered plans. Clients praise about having easy access to the team and calm conversations that make the process feel manageable. Staff describe a decent workload around the lending side. One thing that stands out is how quickly you can get someone on the phone.
Ginkgo Mortgage Investment Corporation
Ginkgo Mortgage Investment Corporation is a boutique alternative mortgage investment firm that works with clients who want real estate backed exposure. The team focuses on measured lending decisions and clear updates. Clients describe meetings that feel relaxed and unhurried. Many investors like that the company has earned national recognition from brokers for its work.
Best of Ginkgo Mortgage Investment Corporation
Ginkgo MIC concentrates on mortgage investments for people who want income tied to real property. The boutique approach lets the team stay close to each file and respond when clients have questions.
The firm brings experience in alternative lending for borrowers who need flexible solutions. Investors can picture funds working in real homes and projects while the team reviews risk and structure with care.
Clients sit down with staff for calm conversations that move at a comfortable pace. The team walks through choices in plain language so people feel heard and know what steps come next.
Ginkgo Mortgage Investment Corporation Reviews
A first meeting with Ginkgo MIC often feels easy because the team takes time to sit with people and walk through the choices in front of them. Those slower, personal conversations help clients settle in and trust the process. It’s the kind of interaction that leaves people feeling heard.
- First meetings feel calm and unhurried
- Personal conversations that help investors trust the process
- Boutique style may appeal more to people who like hands on discussions
The company runs with a small group, and the work stretches across different parts of the country. With a team that size, each person handles a simple mix of lending tasks and day-to-day coordination, the sort of workload you can picture in a tight office.
- Small team where staff handle a clear mix of tasks
- Work touches different regions across the country
- Compact team size may mean fewer highly specialized roles
(Based on investor & employee reviews)
Ginkgo MIC focuses on mortgage investments and keeps things moving smoothly with a small crew. Clients appreciate the calm, personal way the team sits with them during early conversations. That pleasant first meeting reflects how the rest of the experience feels.
HRU Mortgage Investment Corporation
HRU Mortgage Investment Corporation offers mortgage investment opportunities that focus on lower risk loans in the Greater Toronto Area. The team works with secured properties and aims to give investors a sense of stability. People who prefer calmer growth like the steady feeling that comes from this approach.
Best of HRU Mortgage Investment Corporation
HRU MIC focuses on lower risk mortgage loans backed by properties in the Greater Toronto Area. This approach helps investors picture money working in real neighbourhoods while still keeping attention on safety and steady income.
The firm aims to offer a calm place for money to sit through different markets. Investors who value preservation of capital first tend to appreciate this style of lending and the breathing room it can create.
HRU MIC stays close to the GTA market and builds a portfolio around that region. Investors can follow how the area moves and feel connected to the properties that support their mortgage investment exposure.
HRU Mortgage Investment Corporation Reviews
Investors come to HRU MIC for the calm feeling that comes with low-risk mortgages. The focus on safety gives people a bit of breathing room when they think about where their money is sitting. That sense of ease tends to stay with them.
- Low risk focus that helps create a calm feeling
- Safety centred approach that gives investors breathing room
- Lower risk style may appeal less to people seeking higher growth
The workplace feels close. Employees talk about a family-like group and a chance to grow. There are some hiccups with tech and support tools, but the day itself feels friendly and manageable.
- Close team environment with a family like feeling
- Friendly days with room for personal growth
- Tech and support tools still need improvements
(Based on investor & employee reviews)
HRU MIC focuses on mortgage investments built around lower-risk loans in the GTA. Clients like the safe approach. The staff are close as a group, and these friendships keep the days comfortable. Overall, people remember HRU Mortgage Investment Corporation as a place that feels easy to walk into.
Atrium Mortgage Investment Corporation
Atrium Mortgage Investment Corporation focuses on a lower risk style of mortgage investing that aims for steady income. The team works within the CMCC Group and draws on years of experience in real estate debt and equity. Many investors like the sense of calm that comes from a portfolio designed to feel stable.
Best of Atrium Mortgage Investment Corporation
Atrium MIC builds a pool of mortgages that leans toward lower risk lending so income feels more predictable for investors. People who prefer a quieter ride can picture their money sitting in a portfolio that aims for stability rather than sharp swings.
The company highlights a long record of paying dividends from its mortgage income. Investors who rely on regular cash flow often find comfort when they see distributions arriving on time and matching the range that Atrium aims to deliver.
Atrium sits inside the broader CMCC Group, which has worked in real estate debt and equity since the mid 1990s. This connection gives investors a sense of depth in underwriting and deal review, supported by a team that knows how property markets move.
Atrium Mortgage Investment Corporation Reviews
Investors come to Atrium for a quieter ride and the comfort that comes with a lower-risk pool of mortgages. The steady dividend history matters to people who want something they can rely on without fuss. It leaves them feeling a bit more settled when they look at their monthly statements.
- Lower risk mortgage pool that helps create a quieter investing experience
- Steady dividend history that feels reliable for income focused investors
- Calmer style may not suit people searching for aggressive growth
The company is proud to make quick decisions and encourage open communication. The values of creativity and transparency show up in the way tasks move from one person to the next. It gives the day a relaxed rhythm that makes employees happy.
- Quick decision making that keeps work moving smoothly
- Open communication and a relaxed daily rhythm for staff
- Creative and relaxed pace may not appeal to everyone who prefers a very formal setting
(Based on investor & employee reviews)
Atrium MIC has built its name on a lower-risk mortgage approach and a long stretch of dependable dividends. Investors like the calm, steady feel of the portfolio, and the internal culture leans on open conversations and quick action. People feel comfortable when they first sit down with the company.
Kuber Mortgage Investment Corporation
Kuber Mortgage Investment Corporation focuses on personalised short term mortgage lending across the Greater Toronto Area. The team works with borrowers who feel underserved at traditional banks and structures loans backed by real property. Investors look at this approach when they want higher yields from a pool of secured mortgages.
Best of Kuber Mortgage Investment Corporation
Kuber MIC aims to deliver stronger returns than many bank savings products by pooling mortgage investments. Investors can picture their money tied to specific properties while the team manages payments, renewals, and exits across the loan portfolio.
The fund invests in short term mortgages secured on real estate in the GTA. This helps investors balance the search for higher yield with the comfort of knowing loans sit against properties that can be reviewed and monitored over time.
Kuber MIC works with borrowers who struggle to move forward with a bank because of income style or timing. The lending team reviews each situation closely and looks for ways to shape solutions around local market knowledge and the property itself.
Kuber Mortgage Investment Corporation Reviews
Investors come to Kuber MIC looking for stronger returns than they’d get at the bank. The pool of loans is spread across different properties, and the secured nature of those mortgages gives people something steady to lean on while they chase higher yields. It leaves them feeling a little more confident about taking that step.
- Higher returns targeted than many traditional bank products
- Mortgages secured against a range of real properties
- Higher yield focus can feel less conservative than simple savings options
There's one glaring review from someone who had a rough time with leadership. Aside from that, most of the feedback seems mildly positive. There are questions about how the office runs day to day, though.
- Most available comments suggest mildly positive overall experiences
- Feedback hints at a workplace that still has supporters inside the team
- Serious concern raised about leadership and day to day operations in at least one review
(Based on investor & employee reviews)
Kuber MIC works in the short-term lending space for borrowers who can’t get far with a bank, and the investor side leans toward higher returns backed by secured mortgages. Many positive client reviews focus on the yield. However, the staff reviews for the company are limited.
Firm Capital Mortgage Investment Corporation
Firm Capital Mortgage Investment Corporation operates as a boutique non bank mortgage lender that works in the alternative space. The team focuses on borrowers who do not fit the usual bank profile and often needs to move quickly. Investors and borrowers can picture faster mortgage decisions and a structure built around that speed.
Best of Firm Capital Mortgage Investment Corporation
Firm Capital works with borrowers who sit outside traditional bank guidelines and still need financing. The team looks at real estate security and structure instead of relying only on standard checklists, which can help people move forward when banks have stopped the process.
The company emphasises quick decisions with same day commitments for the right files. Borrowers feel less stuck between deadlines when they know a clear answer is coming soon, and that timing can protect a purchase or refinance they have worked hard to secure.
Firm Capital MIC trades publicly, so investors can follow market pricing along with distributions from the mortgage portfolio. This structure helps people track performance and see how the company handles alternative lending through different market conditions.
Firm Capital Mortgage Investment Corporation Reviews
When banks turn people away, Firm Capital often becomes the next stop. Borrowers like how quickly the team can look at a deal and how the back-and-forth feels more flexible than what they’re used to. The same-day commitments make a big difference for anyone trying to move fast.
- Flexible approach when banks turn borrowers away
- Same day commitments help people move quickly on deals
- Alternative lending style may not match every borrower’s comfort level
Inside the company, the experience shifts from person to person. One employee spoke about harsh behaviour from leadership and corners being cut, while others pointed to chances to grow and decent benefits. The day-to-day picture depends a lot on who you’re working with.
- Some staff report chances to grow with decent benefits
- Experience can be positive when working with supportive leaders
- Reports of harsh behaviour and cutting corners in some teams
(Based on investor & employee reviews)
Firm Capital runs as a non-bank mortgage investment corporation built around quick decisions and alternative lending. Borrowers appreciate the speed when they’re stuck between deadlines. They appreciate how fast the team can give an answer. Meanwhile, staff feedback ranges from sharp criticism to honest praise.
Equity Line Mortgage Investment Corporation
EquityLine runs a mortgage investment corporation that focuses on short term residential mortgages in urban parts of Southern Ontario. The team builds a pool of loans backed by real estate and guided by experienced managers. Investors often like that leadership has decades in property investing and a board that pays attention to governance and protection.
Best of Equity Line Mortgage Investment Corporation
EquityLine concentrates on short term residential mortgages in growing urban areas of Southern Ontario. Investors can picture funds working in real neighbourhoods while the team manages renewals, repayments, and new deals to keep the portfolio active.
The MIC structure spreads money across many mortgages so income draws from a wider pool of loans. This helps investors feel more settled when they look at monthly numbers, since no single property carries the full weight of the return.
Management brings decades of real estate investing experience and works with a board that focuses on oversight. Investors who care about governance like knowing there is a clear structure watching risk, compliance, and how each mortgage fits the overall plan.
Equity Line Mortgage Investment Corporation Reviews
Investors come to EquityLine for income that lands where they expect it to. The blend of short-term urban mortgages and a wide pool of loans gives people a bit of comfort, and the steady dividend record matters to them. It’s the sort of setup that helps investors feel settled when they look over their numbers each month.
- Steady dividends that often land as expected
- Diversified pool of short term urban mortgages for comfort
- Shorter term focus may not fit every long horizon plan
While there aren't many employee reviews, EquityLine runs an efficient office where routines stay clear and people follow clear processes. The team focuses on order and organization, which creates a comfortable workplace.
- Clear routines and processes in the office
- Organised environment that can feel comfortable to work in
- Limited public feedback makes the full employee picture harder to see
(Based on investor & employee reviews)
EquityLine runs a mortgage investment corporation centred on short-term residential lending in Southern Ontario. Investors pay attention to the consistent dividends and the income range the company aims for. Many praise the company for how reliable those monthly payments feel.
RiverRock Mortgage Investment Corporation
RiverRock Mortgage Investment Corporation focuses on residential mortgages across Ontario through its MIC structure. The team looks at files that fall outside strict bank rules and aims to give borrowers a second chance. With leadership that has decades of experience building large portfolios, investors can picture a disciplined approach behind each approval.
Best of RiverRock Mortgage Investment Corporation
RiverRock MIC concentrates on residential mortgages in Ontario for people who need a lender willing to look past rigid bank checklists. Borrowers can bring real situations to a team that listens and works to shape a practical solution around the property.
The chief executive has decades in mortgage lending and has helped grow portfolios from hundreds of millions to many billions. That background gives investors some comfort that each deal sits inside a wider strategy rather than a one off decision.
Many clients arrive after a bank has declined their application and feel stuck. RiverRock reviews income, property, and overall story with fresh eyes, which helps people feel that someone is finally prepared to consider their situation in detail.
RiverRock Mortgage Investment Corporation Reviews
Borrowers often reach out to RiverRock when a bank turns them away. The team takes a moment to hear the situation and is open to looking at deals that don’t fit strict bank rules. That openness gives people a bit of hope when they’re stuck.
- Open to reviewing files that sit outside strict bank rules
- Borrowers feel heard when they explain challenging situations
- Alternative approach may involve terms that feel different from bank lending
The office feels small enough that you get to know the people around you. One person mentioned friendly coworkers, even if the path upward and the management approach felt pretty average. The day moves along pleasantly with familiar faces and friendly smiles.
- Small office setting where coworkers feel familiar
- Friendly team that helps the day move along pleasantly
- Career path and management style described as fairly average by some staff
(Based on investor & employee reviews)
RiverRock MIC specializes in residential mortgages across Ontario and carries a flexible mindset that helps borrowers who hit walls at the bank. Clients notice the willingness to listen, while staff are happy with the work atmosphere. It's a collaborative team that says, “let’s take a look together.”
Brookstreet Mortgage Investment Corporation
Brookstreet Mortgage Investment Corporation focuses on short term mortgage solutions for clients with self employed or non traditional income. The team looks at real situations that do not fit standard bank boxes and works to structure deals that still feel responsible. Many borrowers take comfort from the years of history and the number of families helped.
Best of Brookstreet Mortgage Investment Corporation
Brookstreet MIC offers short term mortgage options for people who need financing on a faster timeline. Borrowers can move ahead with purchases or refinancing while the team focuses on clear terms and simple next steps.
The company works with clients who have income that does not show neatly on standard bank paperwork. Self employed people and others with complex situations can sit down with a team that listens and reviews the full picture.
Brookstreet points to nearly three thousand families helped over more than a decade of lending. That track record gives borrowers a sense of history when they feel unsure and makes it easier to trust the process.
Brookstreet Mortgage Investment Corporation Reviews
Brookstreet steps in for people who can’t show the usual income paperwork but still need a mortgage. The company points to nearly 3,000 families helped over more than a decade, and that kind of history gives borrowers a bit of comfort when they’re unsure where to turn. It leaves people feeling like there’s finally someone willing to hear them out.
- History of helping thousands of families secure mortgages
- Willingness to listen to clients with non traditional income stories
- Short term focus may not suit borrowers seeking very long horizon financing
Employees enjoy the training programs and a few friendly coworkers who make the day easier. Some roles bring frustration with management and communication, and that part of the job can wear on people. Even so, most internal reviews are positive.
- Training programs that help staff learn and grow
- Friendly coworkers who help make daily work feel lighter
- Reports of frustration with management style and communication in some roles
(Based on investor & employee reviews)
Brookstreet MIC works in the short-term lending space for self-employed borrowers and others who don’t fit the bank model. Borrowers like knowing there’s a team ready to look at situations that fall outside the usual boxes. Staff talk about a workplace with solid training and a few rough edges.